Motorcycle Financing - Frequently Asked Questions
Q: I know my credit score and am wondering what is the best rate and term you have to offer?
A: The score you might have is from one of three different sources: Experian, Equifax or Transunion; and within these institutions there are a multitude of different Credit Bureaus that a Lender might have access to. Scores are based on many different criteria and may vary greatly from one Credit Bureau to the next. Lenders use a matrix system to determine your rate and term based on many factors including the Make, Model, and Year of your motorcycle as well as your Debt to Income Ratio. The only real way to determine a rate and term is to apply now - it's FAST, EASY, FREE, and there's no obligation. We will target the best lender and plan based on your wants and needs.
Q: Is my information SAFE and SECURE?
A: Yes. We use 128 bit encryption security on a triple firewall system to protect your data. Your information is never shared with any company other than one of our Lenders.
Q: Will checking on my credit hurt my score?
A: Only if you have submitted your information to multiple places (7 or more) within a very recent time frame (1-3 months).
Q: I have a few bumps and bruises in my credit history, how will this affect my chances at getting a loan?
A: We have several Lenders who specialize in just this field.
Q: I have a whole bunch of bumps and bruises in my credit history, can you help me?
A: Please call us and we can discuss some options. If you have had a repossession, bankruptcy, or foreclosure in the last 2 years, we would probably be unable to assist you with Lender placement at this time.
If you have any other questions about securing a loan for your motorcycle, please give us a call at (972) 380-5151 and speak to one of our Finance specialists. We're here to answer all of your questions and get you the lowest rates possible!